Exclusive Listing — GoCommercial

526 NW 12th Avenue

Boynton Beach, FL 33435 — 8-Unit Section 8 / HUD-VASH Multifamily
List Price
$1,255,000
$156,875 per unit
Net Operating Income
$94,589
34.3% expense ratio
Cap Rate (List)
7.54%
Government-backed income
Occupancy
100%
All units on annual leases
1
Executive Summary
Property Overview
Address526 NW 12th Ave, Boynton Beach, FL 33435
Property Type8-Unit Apartment Building
Unit Mix8 × 1BR / 1BA (~500 SF each)
Total Building SF~4,000 SF
Year Built1964
RenovationsFull Interior/Exterior + New Roof (2018)
SubmarketOuter Boynton Beach
CoStar Rating1-2 Star (Workforce Housing)
ParkingOn-site surface parking
ZoningMultifamily Residential
Investment Highlights

Government-Backed Income. All 8 units leased under Section 8 Housing Choice Voucher and HUD-VASH programs with guaranteed monthly payments directly from federal housing authorities.

100% Occupied. Fully leased on annual agreements with zero vacancy since renovation. Submarket vacancy for 1-2 Star properties is just 6.2%.

Fully Renovated. Complete interior and exterior renovation plus new roof in 2018. Minimal near-term capital expenditure requirements.

Strong Cash Flow. $94,589 NOI with a low 34.3% expense ratio. Above-market rents of $1,500/unit supported by Section 8 Fair Market Rent standards.

Supply-Constrained Submarket. Zero new deliveries in the past 12 months in Outer Boynton Beach. No 1-2 Star construction planned. Vacancy trending down.

2
Income & Expense Analysis
Current Owner's Operating Statement
Revenue
Gross Scheduled Rent (8 × $1,500/mo)$144,000
Vacancy Allowance (0% — Section 8)$0
Effective Gross Income$144,000
Operating Expenses
Property Taxes (2025)$11,411
Insurance (non-hurricane)$7,000
Water / Sewer / Trash$14,400
Maintenance & Repairs$7,200
Landscaping$2,400
Pest Control$1,200
Reserves / Miscellaneous$4,800
Licensing & Accounting$1,000
Total Operating Expenses$49,411
Net Operating Income (NOI) $94,589
Expense Ratio: 34.3%  |  Owner-managed, no professional management fee
Buyer-Adjusted Pro Forma
Note: Reflects estimated adjustments a buyer should anticipate upon acquisition.
Effective Gross Income$144,000
Property Taxes (reassessed at sale)($23,750)
Insurance (w/ hurricane coverage)($14,000)
Water / Sewer / Trash($14,400)
Maintenance & Repairs($7,200)
Landscaping / Pest($3,600)
Reserves / Misc / Licensing($5,800)
Management Fee (8% of EGI)($11,520)
Total Buyer Expenses$80,270
Buyer-Adjusted NOI $63,730
Buyer Yield at List Price: 5.08%  |  Expense Ratio: 55.7%
Tax reassessment assumes ~$23,750 based on Palm Beach County millage rate applied to sale price. Hurricane insurance estimated at $14,000 for 8-unit frame construction. Management fee assumes professional third-party management at 8% of EGI.
3
Valuation & Pricing Analysis
Cap Rate Sensitivity — Current Owner NOI ($94,589)
Cap Rate7.0%7.5%7.54%8.0%8.5%9.0%9.5%10.0%
Implied Value $1,351,271$1,261,187 $1,255,000 $1,182,363$1,112,812$1,050,989$995,674$945,890
Per Unit $168,909$157,648 $156,875 $147,795$139,102$131,374$124,459$118,236
Cap Rate Sensitivity — Buyer-Adjusted NOI ($63,730)
Cap Rate7.0%7.5%8.0%8.5%9.0%9.5%10.0%
Implied Value $910,429$849,733$796,625$749,765$708,111$670,842$637,300
Per Unit $113,804$106,217$99,578$93,721$88,514$83,855$79,663
Buyer-adjusted NOI reflects tax reassessment, hurricane insurance, and 8% professional management. Actual buyer cap rate will vary based on individual cost assumptions and financing terms.

Recommended List Price: $1,255,000

Based on in-place owner NOI of $94,589, this represents a 7.54% cap rate — aligned with the top end of recent Outer Boynton Beach transactions and reflecting the Section 8 / HUD-VASH income premium with fully renovated condition. This positions the property competitively at $156,875 per unit, below the Outer Boynton Beach median of $180,000/unit per CoStar data.

Pricing Strategy Tiers
StrategyPricePer UnitOwner CapBuyer CapRationale
Aggressive $1,350,000$168,7507.01%4.72% Targets below-median $/unit with renovated Section 8 premium
★ Recommended $1,255,000$156,8757.54%5.08% Best balance of seller proceeds and market-competitive pricing
Conservative $1,180,000$147,5008.02%5.40% Higher yield attracts broader buyer pool; quick close likely
Value Floor $1,050,000$131,2509.01%6.07% Absolute floor — fire sale territory below comp range
4
Sales Comparables
18 comparable transactions within the Outer Boynton Beach / Palm Beach market — Source: CoStar (April 2026)
18
Sale Comps
$231K
Avg $/Unit
6.8%
Median Cap Rate
11.1 Mo
Avg Time Since Sale
All 18 CoStar Sale Comparables
#AddressCityYr BuiltUnitsSale DatePrice$/Unit$/SFCap RateVacancy
1320 NE 13th AveBoynton Beach1957103/19/2026$1,715,000$171,500$4047.7%0%
2301 SE 6th AveDelray Beach202092/25/2026$2,550,000$283,333$72411.1%
3401 SE 23rd AveBoynton Beach197342/12/2026$930,000$232,500$3536.8%0%
4617 NE 8th AveBoynton Beach195041/30/2026$610,000$152,500$3814.0%0%
5627 NE 6th AveBoynton Beach1970811/12/2025$1,440,000$180,000$2756.2%0%
6977 Miner Rd (Tropical Villas)Lantana19591011/12/2025$1,300,000$130,000$2367.0%90%
7352 W Pine StLantana197259/26/2025$910,000$182,000$1945.7%0%
8115 S Oak StLantana196675/12/2025$1,500,000$150,000$4296.8%0%
9925 S K StLake Worth1967165/7/2025$3,300,000$206,250$3867.0%6.3%
10130 SE 14th AveBoynton Beach200064/11/2025$1,045,000$261,250$2335.0%0%
11701 S G StLake Worth1971133/27/2025$2,075,000$159,615$1986.8%7.7%
121000 Palm TrlDelray Beach1972123/27/2025$5,650,000$470,833$3865.2%0%
131705-1709 NE 3rd AveDelray Beach196542/27/2025$2,865,000$716,250$7297.0%0%
14107 SW 2nd AveBoynton Beach1975411/4/2024$872,500$218,125$2437.1%0%
15215 S Seacrest BlvdBoynton Beach1935411/4/2024$872,500$218,125$2577.1%25%
161018 S M StLake Worth1968410/25/2024$820,000$205,000$2740%
171510 S Federal Hwy (Windsong)Lake Worth196987/31/2024$1,200,000$150,000$2250%
18717 NE 10th AveBoynton Beach196485/30/2024$1,950,000$243,750$3070%
Most Comparable Sales
320 NE 13th Ave — 10 units, $171,500/unit, 7.7% cap, Mar 2026
0.66 miles away. 1957 vintage, renovated 2015. 80% 1BR / 20% 2BR. Financing: $1.29M from US Century Bank. Most recent and closest comp — sold at highest cap rate in dataset.
627 NE 6th Ave — 8 units, $180,000/unit, 6.2% cap, Nov 2025
Same unit count. 1970 vintage, 600 SF units, all 1BR. Reported 2024 NOI of $88,616. Brokered by Marcus & Millichap. Direct apples-to-apples comp.
717 NE 10th Ave — 8 units, $243,750/unit, May 2024
0.97 miles away. Same unit count. 1964 vintage (same age as subject). 50% 1BR / 50% 2BR. Higher price due to 2BR mix.
925 S K St — 16 units, $206,250/unit, 7.0% cap, May 2025
Lake Worth. 1967 vintage. Reported 2025 NOI of $248,160. Initially listed at $3.68M, sold at $3.3M after 188 days. Instructive on negotiation dynamics.
Cap Rate & Price/Unit Distribution
Cap Rate — Outer Boynton Beach (Past 12 Months)
Low
4.0%
Bottom 25%
4.0%
Median
6.8%
Average
6.0%
Top 25%
7.3%
High
7.7%
Price Per Unit — Outer Boynton Beach
Low
$130K
Bottom 25%
$144K
526 NW 12th
$157K
Median
$180K
Top 25%
$301K
High
$716K
5
Rent Comparables
9 comparable rental properties in Outer Boynton Beach — Source: CoStar (April 2026)
$1,047
Avg Market Rent/Unit
$1.61/SF
Avg Rent/SF
$1,500
Subject Rent/Unit
4.5%
Avg Comp Vacancy
CoStar Rent Comparables
PropertyDistanceUnitsYr BuiltAvg SFRent/UnitRent/SFVacancy
627 NE 6th Ave81970600$1,725$2.860%
Ocean East Apts — 200 E Ocean Ave0.93 mi121971791$1,228$1.55
Sun Coast Apts — 416 W Boynton Beach Blvd0.62 mi121964500$727$1.45
419 Circle Dr0.82 mi121979955$1,115$1.17
717 NE 10th Ave0.97 mi81964$894
401 S Seacrest Blvd0.99 mi81962$983
320 NE 13th Ave0.66 mi101957$844
East Boynton Apts — 132 NE 12th Ave6$9820%
East Boynton Apts — 133 NW 10th Ave6$983$1.870%

Section 8 Rent Premium

The subject's Section 8 rents of $1,500/unit significantly exceed the market average of $1,047/unit for comparable properties. This premium is supported by HUD Fair Market Rent (FMR) standards for Palm Beach County and represents a key investment advantage — government-guaranteed rents at above-market levels with no collection risk. 1BR rent comps in the area average $1,043/unit while the subject achieves $1,500/unit through its Section 8 / HUD-VASH programs.

Rent Trends — Outer Boynton Beach Comps (Historical)
YearAsking Rent/SFEffective Rent/SFRent GrowthVacancyConcessions
2026 (YTD)$1.61$1.600.4%4.3%0.6%
2025$1.61$1.601.3%4.6%0.6%
2024$1.59$1.581.8%5.0%0.6%
2023$1.56$1.552.2%4.6%0.6%
2022$1.53$1.522.4%4.1%0.6%
2021$1.49$1.483.0%3.4%0.5%
2020$1.45$1.442.2%4.2%0.6%
2019$1.42$1.411.6%4.9%0.6%
2018$1.39$1.392.1%4.6%0.6%
5-Year cumulative rent growth: 10.4%  |  All-time average annual growth: 1.8%
6
Boynton Beach Submarket Analysis
5.2%
Vacancy Rate
263
12-Mo Absorption
0
12-Mo Deliveries
0.3%
Rent Growth (12-Mo)
Market Overview

The Boynton Beach submarket is located in southeastern Palm Beach County between Delray Beach to the south and Lake Worth Beach to the north. Multifamily properties are most concentrated east of I-95, near downtown-adjacent areas.

Renter demand has remained relatively stable, with annual net absorption of ~260 units. The lack of new supply in 2025 helped Boynton Beach position itself as one of the tightest submarkets in Palm Beach County.

Vacancy at 5.2% is well below the 10-year average of 7.4% and below the Palm Beach metro rate of 6.8%.

Ownership is predominantly private with asset value distributed across numerous small- and mid-sized properties. Private buyers account for the majority of acquisitions with both local and non-local investors active.

Vacancy & Rent by Star Rating
SegmentVacancyRent/UnitRent/SFRent Growth
4 & 5 Star 3.9%$2,422$2.31-0.1%
3 Star 4.2%$2,100$1.942.2%
1 & 2 Star ★ 6.2%$1,451$1.98-1.3%
Overall Market 5.2%$2,252$2.210.4%
★ Subject property's segment. Section 8 rents of $1,500/unit exceed the 1-2 Star average of $1,451/unit, providing a meaningful premium through government-backed programs.
Construction Pipeline — Boynton Beach Submarket
Under Construction (4 projects)
ProjectUnitsStoriesEst. Delivery
Shalimar at Boynton Beach2623Jun 2026
The Villages at East Ocean3717Feb 2027
Dune Apartments3368Oct 2027
The Skye Apartment3273Sep 2027
Total1,296
Key Takeaways

Zero new 1-2 Star supply. All construction is 3-Star or higher — luxury/Class A product that does not compete directly with the subject property or its tenant base.

Zero deliveries past 12 months in the Outer Boynton Beach neighborhood. The last delivery was the 384-unit Elan Palm Reserve (Class A) in June 2024.

1-2 Star inventory is shrinking. CoStar projects negative absorption in this segment through 2030, reflecting demolitions and conversions. This is bullish for existing workforce housing — limited supply supports rents and occupancy.

7
Demographics & Market Growth
1-Mile Radius
Population17,262
Households6,186
Median HH Income$75,066
Average Age39
Avg HH Size2.5
Median Home Value$410,130
Pop Growth (2025-2030)+6.2%
3-Mile Radius
Population114,096
Households48,287
Median HH Income$78,567
Average Age44
Avg HH Size2.2
Median Home Value$376,463
Pop Growth (2025-2030)+6.2%
10-Mile Radius
Population705,447
Households293,425
Median HH Income$81,497
Average Age46
Avg HH Size2.3
Median Home Value$432,068
Pop Growth (2025-2030)+6.1%
Race & Ethnicity — 1-Mile Radius
White
51.3%
Black
27.9%
Other
20.8%
Hispanic population (1-mi radius): ~28.6% of total
Palm Beach Metro — Market Snapshot
Metro Population (10 mi)705,447
Metro Vacancy Rate6.8%
12-Mo Absorption (Metro)1,900 units
12-Mo Deliveries (Metro)952 units
Under Construction (Metro)5,489 units
Avg Asking Rent (Metro)$2,528/unit
12-Mo Rent Growth (Metro)1.6%
Estimated Mkt Cap Rate4.9%
8
Investment Sales Market
Boynton Beach Submarket Sales (Past 12 Mo)
16
Transactions
$14.9M
Avg Price
$347K
Avg $/Unit
5.2%
Avg Vacancy at Sale
Investment activity rebounded in 2025 driven by the marquee $183.5M purchase of the 456-unit IMT Gulfstream at $402,412/unit. Excluding this outlier, smaller trades averaged $180K-$270K per unit with cap rates of 6-7.7%.
Cap Rate Summary — Past 12 Months
GeographyLowBot 25%MedianAvgTop 25%High
Outer Boynton Beach4.0%4.0%6.8%6.0%7.3%7.7%
Boynton Beach4.0%4.9%6.6%6.3%7.5%7.7%
Palm Beach3.7%4.7%6.2%6.4%8.2%8.0%
United States1.0%4.4%6.1%6.4%9.0%25.0%
The subject's 7.54% owner cap rate sits between the Outer Boynton Beach top 25% (7.3%) and the high (7.7%), reflecting appropriate pricing for the Section 8 / neighborhood profile.
1 & 2 Star Segment — Market Pricing Trends (CoStar Estimates)
YearEst. $/UnitEst. Cap RateVolumeDealsAvg $/Unit (Actual)Turnover
2026 YTD$187,4646.5%$4.3M3$187,0220.8%
2025$185,2956.5%$30.7M17$199,2536.5%
2024$175,8296.6%$30.7M22$184,0499.4%
2023$168,7886.7%$21.8M15$178,8795.7%
2022$172,2836.2%
1 & 2 Star estimated market cap rates consistently run 6.5-6.7% — higher than overall market at 4.9%. Section 8 properties in this segment historically trade at 50-100+ bps higher cap rates than market-rate equivalents due to perceived government program risk, despite guaranteed income.
Top Palm Beach Multifamily Buyers (Past 2 Years)
Institutional and private buyers active in the Boynton Beach submarket
BuyerBldgsUnitsVolume
The Dermot Company2691$276,000,000
Church of Jesus Christ of LDS2668$254,882,000
Grant Cardone1366$235,000,000
Brookfield Corporation2884$216,621,153
Mitsubishi Estate Co.1476$193,000,000
IMT Residential1456$183,500,000
The Related Companies4335$152,850,000
Ares Management1284$139,687,600
Buyer types: Private buyers dominate (142 deals, $1.79B) vs. Institutional (14 deals, $0.96B). Average private buyer purchase: $12.6M / $283K per unit.
9
Supply, Demand & Forecast
Boynton Beach — Historical & Projected Supply/Demand
YearInventoryDeliveriesAbsorptionVacancyMkt Rent/UnitRent Growth
2030 (F)16,5321861985.5%$2,4561.9%
2029 (F)16,3461722175.7%$2,4111.9%
2028 (F)16,1741253496.0%$2,3672.0%
2027 (F)16,0491,0566737.5%$2,3192.4%
2026 YTD14,9932582925.4%$2,2650.3%
202514,73502315.7%$2,2580.4%
202414,7355142717.3%$2,2480%
202314,2213193285.9%$2,248-0.5%
202213,9022232236.0%$2,2602.4%
202113,6793489506.1%$2,20623.3%
202013,3311,04571210.8%$1,7893.9%
Key insight: 2027 is the peak delivery year (1,056 units) which will temporarily push vacancy to 7.5%. However, by 2028-2030 deliveries normalize to ~125-186 units/year with vacancy declining to 5.5%. Long-term rent growth projected at ~2%/year. All new supply is Class A luxury — no competitive threat to workforce housing.
1 & 2 Star Segment Forecast
YearInventoryDeliveriesVacancyMkt Rent/UnitGrowth
20302,81006.9%$1,6152.7%
20292,81006.7%$1,5732.9%
20282,81106.4%$1,5292.9%
20272,81106.3%$1,4852.7%
20262,81106.4%$1,4460.2%

Zero new 1-2 Star construction is projected through 2030. The segment's inventory is slowly declining as older buildings are demolished or converted.

Market rents in this segment are forecast to grow 2.7-2.9% annually from 2027-2030, outpacing the overall market.

This creates a uniquely favorable dynamic: declining supply + growing rents = structural tailwind for existing workforce housing assets.

10
Listing & Marketing Strategy

Engagement Terms

Total Commission
8%
of final sale price
Co-Broke (Buyer's Agent)
4%
of final sale price
Commission is negotiable at any time upon receipt of a bona fide offer. The listing agreement may be terminated by the owner at any time with written notice. GoCommercial Group is committed to earning our commission through aggressive marketing, qualified buyer access, and expert transaction management.
Phase 1 — Media & Preparation (Weeks 1–2)

Professional photography & drone aerial imagery

Full video walkthrough & virtual tour production

Comprehensive Offering Memorandum (OM) preparation

CoStar underwriting & market analysis package

Financial proforma & rent roll documentation

Due diligence file assembly (surveys, title, tax records)

Phase 2 — Investor Outreach (Weeks 2–6)

Targeted email campaigns to qualified buyer database

CoStar, LoopNet, Crexi, and CREXi marketplace listings

MLS listing with full commercial data syndication

Direct outreach to Section 8 / affordable housing investors

1031 exchange buyer targeting

Social media promotion across LinkedIn & investor networks

Phase 3 — Due Diligence & Close (Weeks 6–12)

Offer review, negotiation & counter-offer strategy

Buyer qualification verification (POF / pre-approval)

Inspection coordination & remediation negotiation

Section 8 lease assignment & HAP contract guidance

Title & closing coordination with all parties

Post-close transition support for new ownership

Seller's Estimated Net Proceeds
List Price$1,255,000
Commission (8%)($100,400)
Estimated Closing Costs (~1.5%)($18,825)
Title Insurance (est.)($4,000)
Documentary Stamps (FL)($8,785)
Estimated Net to Seller ~$1,122,990
Assumes sale at list price. Actual closing costs may vary. Consult tax advisor regarding capital gains implications. Owner purchased at $630,000 in May 2018.
11
GoCommercial Group — Full Suite of Services
📊
Market Intelligence
CoStar analytics, comp analysis, pricing strategy, and real-time market monitoring
🎯
Targeted Marketing
Professional media, investor database, commercial MLS, LoopNet, CoStar, Crexi syndication
🤝
Deal Negotiation
Expert buyer qualification, offer structuring, counter-strategy, and value maximization
📋
Due Diligence
Inspection coordination, title review, survey management, and environmental compliance
🏛️
Section 8 Expertise
HAP contract transfer, housing authority coordination, lease assignment guidance
Transaction Management
End-to-end closing coordination, timeline management, and post-close transition support
Risk Analysis & Mitigation
Risk FactorLevelMitigation Strategy
Market Vacancy Low Subject is 100% occupied with Section 8 leases. Submarket vacancy is 5.2%, trending down. Zero competing supply in 1-2 Star segment.
Interest Rate Impact Moderate Higher rates compress buyer leverage, but strong 7.5%+ cap rate provides positive spread over borrowing costs. Government income de-risks lending.
Insurance Costs Moderate Florida hurricane insurance remains elevated. Budget $12K-$16K for buyer with hurricane coverage. Frame construction in non-coastal zone helps.
Tax Reassessment Moderate Palm Beach County will reassess at sale price. Current $11,411 on ~$600K basis; expect ~$23,750 at $1.255M. Factored into buyer-adjusted NOI.
Section 8 Program Low Federal program with bipartisan support. HAP contracts transfer to new owner. HUD-VASH has dedicated VA funding. Annual rent adjustments tied to FMR.
Deferred Maintenance Low Full renovation in 2018 including new roof, interiors, and exteriors. Minimal near-term CapEx expected.
Neighborhood Profile Moderate Outer Boynton Beach workforce neighborhood. Priced accordingly with higher cap rate reflecting location. Section 8 tenant base is stable and long-term.